Senior Life Underwriter

New

Skills

Communication skills Financial analysis Industry designations Information gathering Life insurance underwriting Medical history evaluation Process improvement Risk assessment Rules engines Underwriting policies

The Senior Life Underwriter plays a critical role in evaluating life insurance applications by assessing risks associated with medical history, occupation, and finances. This position requires a deep understanding of underwriting policies and the ability to communicate decisions effectively.

Key Responsibilities
  • Understand and apply underwriting policies, guidelines, and procedures.
  • Evaluate risks based on applicants' medical conditions, occupations, and financial statuses.
  • Communicate underwriting decisions clearly in both written and verbal formats.
  • Drive process improvements while upholding mortality expectations.
  • Gather necessary information efficiently for informed decision-making.
  • Independently handle requests and navigate ambiguity with confidence.
Requirements & Qualifications
  • 5-7 years of experience in Life/Health Insurance.
  • A 4-year degree is preferred.
  • Industry designations such as LOMA, ALMI, FMLI, ALU, or FALU are in process or completed.
  • Demonstrated knowledge of risk selection, both medical and non-medical.
  • Experience with underwriting rules engines.
  • Familiarity with term and permanent life underwriting for adults and juveniles.

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Job Type: Remote

Salary: Not Disclosed

Experience: Entry

Duration: Months

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