Riskalyze is a leading risk assessment and portfolio management platform designed for financial advisors, wealth managers, and investment professionals. The platform’s proprietary Risk Number® technology quantifies client risk tolerance, aligns it with their investment portfolios, and helps advisors build customized, risk-optimized strategies. Riskalyze provides powerful tools for assessing risk, optimizing portfolios, conducting stress tests, and engaging clients in meaningful discussions about their financial goals. Known for its intuitive interface and robust analytics, Riskalyze empowers advisors to deliver personalized investment advice and enhance client trust.

Key Features:

1. Risk Number® Assessment: At the core of Riskalyze is the Risk Number®, a quantitative measure of an investor’s risk tolerance ranging from 1 (very conservative) to 99 (very aggressive). Through a simple, client-friendly questionnaire, Riskalyze determines a client’s risk preference and aligns it with their portfolio to ensure it matches their comfort level.

   • Client Risk Profile: The risk assessment includes scenario-based questions that gauge how a client reacts to potential gains and losses, providing advisors with a precise understanding of the client’s risk appetite.

   • Portfolio Risk Alignment: Riskalyze compares the client’s Risk Number® with the risk of their current or proposed portfolio, highlighting any mismatches and suggesting adjustments to bring the portfolio in line with the client’s preferences.

2. Portfolio Analytics and Optimization: Riskalyze offers advanced portfolio analytics, including risk and reward metrics, volatility analysis, and scenario stress testing. These tools help advisors evaluate portfolio performance under different market conditions and optimize asset allocation to minimize risk while achieving target returns.

   • Stress Testing: Advisors can model how portfolios would perform under various market scenarios, including historical events like the 2008 financial crisis, interest rate changes, or market downturns. This helps clients understand potential risks and prepare for market volatility.

   • Portfolio Comparison: The platform allows advisors to compare multiple portfolios side-by-side, assessing their risk, expected return, and alignment with the client’s Risk Number®. This feature supports more informed investment decisions and personalized recommendations.

3. Investment Proposal Generation: Riskalyze streamlines the creation of investment proposals, allowing advisors to present risk-aligned strategies that resonate with clients. Proposals include clear visuals, performance metrics, and scenario analysis, helping clients make informed decisions about their investments.

4. Client Engagement Tools: Riskalyze enhances client engagement with interactive tools that facilitate meaningful conversations about risk, goals, and investment strategies. Advisors can use the platform to visually demonstrate how different portfolio changes impact risk and returns, fostering a collaborative decision-making process.

5. Retirement Maps: This feature provides clients with a visual representation of their financial journey toward retirement, illustrating how adjustments to savings rates, spending levels, or risk tolerance can affect their long-term financial outlook. This tool helps advisors guide clients in planning for a secure retirement.

6. Compliance and Fiduciary Support: Riskalyze supports advisors in meeting compliance requirements by documenting the risk assessment process and aligning investment recommendations with each client’s risk tolerance. This helps advisors maintain a fiduciary standard of care and provides an audit trail for regulatory purposes.

7. Model Portfolios and Integration: Riskalyze offers access to a library of model portfolios created by leading asset managers. Advisors can select from these pre-built models or customize their own, aligning them with client risk profiles. The platform also integrates with major custodians, portfolio management systems, and financial planning software, streamlining workflows and data management.

8. Customizable Dashboards and Reporting: Riskalyze provides advisors with customizable dashboards that display key metrics, portfolio analytics, and client engagement data. Detailed reports can be generated to showcase performance, risk alignment, and portfolio recommendations, enhancing client communication.

9. Client Onboarding and Digital Experience: The platform includes digital onboarding tools that allow clients to complete their risk assessments remotely. This enhances the client experience, speeds up the onboarding process, and ensures that advisors have accurate, up-to-date information on client preferences.

10. Scalable Cloud-Based Solution: Riskalyze is delivered through a secure, cloud-based platform that supports scalability, accessibility, and continuous updates. The cloud deployment reduces IT overhead and provides advisors with the latest features and enhancements.

Benefits:

• Personalized Investment Advice: Riskalyze’s Risk Number® technology helps advisors align investment strategies with individual client risk tolerance, delivering tailored advice that builds client confidence and trust.

• Enhanced Client Engagement: Interactive tools and visual representations of risk make it easier for advisors to explain complex concepts, improving client understanding and engagement.

• Optimized Portfolio Management: Advanced analytics and stress testing provide valuable insights into portfolio performance, enabling advisors to make data-driven decisions that optimize risk and returns.

• Compliance Support: Riskalyze helps advisors document their recommendations and maintain compliance with fiduciary standards, reducing regulatory risk and supporting best practices.

Target Users:

Riskalyze is ideal for financial advisors, wealth managers, portfolio managers, and investment professionals who want to provide personalized, risk-aligned investment strategies. It caters to advisory firms of all sizes seeking to enhance client engagement, optimize portfolio management, and deliver compliant, data-driven financial advice.