Transforming Underwriting with nCino's Automated Spreading Solution

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Transforming Underwriting with nCino's Automated Spreading Solution

Accelerate Spreading with Intelligent Automation

nCino offers a sophisticated software solution for financial spreading that significantly enhances efficiency and accuracy in underwriting processes. By automating the spreading of financial data, this tool allows financial institutions to focus on insightful analysis rather than manual data entry. This automation not only accelerates the spreading process but also improves the quality of credit decisions, leading to better portfolio growth and risk management.

Results-Driven Automation

nCino's Automated Spreading transforms laborious and time-consuming manual tasks into streamlined, efficient processes. By automating data gathering and analysis, this solution empowers banks to effectively utilize customer data for valuable insights and analysis. This automation results in a significant reduction in the time taken to spread financials, with a 75% decrease in spreading time, a 25% reduction in duplicate data entry, and a more efficient underwriting stage, enabling quicker loan cycle closures.

Efficiency Through Automation

With nCino's optical character recognition technology, known as nIQ, financial institutions can automate information gathering processes, minimizing manual data entry and converting data into actionable insights. This intelligent automation ensures spreading consistency by extracting both structured and unstructured data efficiently. Additionally, the tool offers quality control features such as line-by-line reconciliation and proactive identification of unclear data fields. By utilizing this solution, institutions can easily extract and analyze data from various financial statements and documents, enhancing productivity and accuracy in underwriting processes.

Discover How You Can Use Automated Spreading

nCino's automated spreading solution can revolutionize credit analysis within financial institutions. By deploying their Credit Analysis Suite and leveraging nCino's financial analysis tool, Spreads, institutions can enhance their credit analysis capabilities with advanced ratios, templates, and trend analysis. This comprehensive solution provides banks with the tools they need to streamline underwriting processes, reduce errors, and drive portfolio growth through data-driven insights.

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Maximize profitability with Intelligent Pricing

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Higher Adoption for Higher ROI

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Enhancing Customer Experiences

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