Consumer Compliance Lead

New

Skills

Compliance Program Design FCRA Fintech Regulations NACHA Payments Compliance Policy Development Regulation E Risk Assessment Stakeholder Management UDAAP

The Senior Consumer Compliance and Payments Lead will be responsible for designing and improving the consumer and payments compliance program, ensuring adherence to regulatory requirements while maintaining effective policies and controls.

Key Responsibilities
  • Design and enhance the consumer/payments compliance program with appropriate policies and controls.
  • Maintain compliance policies for ACH, wire, and card payments with banks and processors.
  • Establish and maintain compliance risk assessments for consumer/payments activities.
  • Provide compliance reporting on consumer/payments risks to leadership and governance.
  • Serve as an internal SME for Regulation E, NACHA, card rules, UDAAP, and FCRA.
  • Monitor regulatory developments and drive required changes with stakeholders.
Required Skills & Qualifications
  • Bachelor's degree in Business, Compliance, Audit, Risk, or related field, or equivalent experience.
  • 10+ years of experience in compliance, legal, or risk management in fintech or payments.
  • Proficiency in applying Regulation E, NACHA, UDAAP, and FCRA.
  • Deep understanding of payment clearing, settlement, and regulatory requirements.
  • Experience advising the first line of defense from the second line of defense perspective.
  • Strong policy development and monitoring capabilities.

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Job Type: Remote

Salary: Not Disclosed

Experience: Entry

Duration: Months

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